The over and above underwriters

Business Practices Protection

MANAGEMENT LIABILITY WITH PROTECTION WHERE YOU NEED IT MOST

STATUTORY LIABILITY

Investigations & Prosecutions by Regulatory Authorities

  • Cover commences at the point of a Notifiable Incident or Mandatory Reporting Obligation
  • Legal Costs (for investigations and defence)
  • Broad definition of Inquiry
  • Monetary Penalties
  • Enforceable Undertakings
  • Restorative Project Orders
  • Prosecution Costs
  • Most Acts of Parliament incl.: WHS; Pollution; Transport; Spam; Privacy

EMPLOYMENT PRACTICES LIABILITY

Employee/Employer disputes

  • Unfair, unlawful & wrongful dismissal
  • Failure to promote or employ
  • Discrimination & harassment
  • Bullying
  • Psychosocial
  • Back pay following reinstatement

DIRECTORS & OFFICERS LIABILITY

Protecting directors’ and officers’ personal assets

  • Wrongful acts arising from discharge of duties as a director or officer

ORGANISATION LIABILITY

Indemnifying the organisation against Wrongful Acts

  • Claims against the Organisation where they are considered an Individual under the Corporations Act

FIDELITY & CRIME

Indemnify the Organisation against any Direct Financial Loss and Theft and Crime Investigation Costs as a consequence of:

  • Employee Theft; or
  • Theft committed by any identifiable Customer or Contractor; or
  • Fraudulent Act

first discovered and notified to the Insurer during the Policy Period.

TAXATION AUDIT EXPENSES

Indemnifying the Organisation where it retains a qualified external accountant or an external registered tax agent to manage its tax affairs for Tax Audit Costs which are incurred in connection with a Tax Audit.

GENERAL BENEFITS

  • No occupational limitations
  • Limits up to $10m available
  • Isolated D&O Limit
  • No sub limits for major sections
  • Insured means Named Organisation and ALL employees
  • Includes Volunteers & Deemed Employees
  • Broad Automatic Extensions
  • Can be extended to include:
  1. Fidelity Guarantee
  2. Tax Audit

TARGET MARKETS

Available for any Private Company (Pty Ltd) with a revenue less than $50m

Contact

Wyn Le - NSW & ACT

Jacob Farmilo - VIC, WA, TAS & NT

GAVIN PETTIT - QLD & SA

proposal forms

standard proposal

transport industry

claims & circumstances

quick downloads

product brochure

chain of responsibility

More products

Primary, excess and umbrella
Contract Works, Renewable Energy, Complex Placements
Stand-alone Statutory Liability and EPL
Malicious attacks with a deadly weapon
Gradual contamination, personal injury & property damage
Combined PI/GL for IT professionals
Pursuit and defence for SMEs
Comprehensive cover for miscellaneous professions
Combined PI/GL for media creators
Tailored solutions including unoccupied premises

Let’s chat

Independently supporting the Australian broker market for more than 30 years.

Got a hard-to-place risk? Talk to a specialist. Get in touch and we’ll find the right solution for your client.

The over and above
underwriters

Coverage for the unexpected