The over and above underwriters

Information Technology Liability

COMBINED PI/PL AND CYBER POLICY SPECIFICALLY DEVELOPED FOR TECHNOLOGY PROVIDERS AND IT COMPANIES

We pride ourselves on the quality and speed of our service with accessible, experienced underwriters you can talk to — contact us.

COMBINED WORDING INCLUDES

  • Business Injury (PI)
  • Public & Products Liability
  • Product Recall
  • Cyber Event Costs (Optional)
    – Computer System Rectification Costs
    – Cyber Business Interruption
    – Cyber Data Extortion
    – Regulatory Defence and Penalties
    – Forensic and Security Specialist Services
    – Notification and Credit Monitoring Costs

KEY FEATURES

  • Easy to read, combined wording

    • Available limits

    – Section 1: Up to $10,000,000 (PI)

    – Section 2: Up to $20,000,000 (Public & Products Liability)

    – Section 3: $250,000 (Product Recall Expense)

    – Section 4: Up to $5,000,000 (Cyber Event Costs)

    » incl. Cyber Data Extortion

    • Breach of Privacy
    • Civil Misconduct
    • Continuous Cover
    • Contractual Liability
    • Defamation
    • Dishonesty
    • Fit for purpose (Implied or Express)
    • Intellectual Property Rights Infringement (includes patent)
    • Joint Venture Cover
    • Loss of Documents
    • Misuse of Confidential Information
    • Network Security (Data Breach, Security Breach and unintentional transmission of Virus)
    • Vicarious Liability
    • Costs of official Inquiries
    • Court Appearance Costs
    • Extended Reporting and Run-off Period
    • Fidelity
    • Loss Mitigation and Rectification
    • Reputation Protection Expenses
    • We can consider Jurisdictional / Territorial Worldwide cover including USA / Canada

TARGET MARKETS

  • Data Analytics, Data Migration
  • Designers and Producers of IT Goods and IT Services
  • Education & Training
  • Hardware: Manufacturers / Installation / Support
  • Internet Service Provision
  • Software: Quality Assurance / Support / Maintenance
  • System & Data Processing
  • System: Analytics / Integration
  • Telecommunications Consulting
  • Website Design
  • Application Development
  • Cloud Storage Providers
  • Facilities Management/ Outsourcing
  • Web Hosting Services

We can consider complex risks, call us
to discuss.

We are unable to consider:

Cryptocurrency, Blockchain, NFTs, Financial Live Trading Systems, Fin Tec, Wagering Sites, Payment Gateways, Social Media Platforms

Contact

QUENTEN DAWSON - NSW & ACT

Graeme Jensen - VIC, SA, WA & TAS

Roger Smith - QLD & NT

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Let’s chat

Independently supporting the Australian broker market for more than 30 years.

Got a hard-to-place risk? Talk to a specialist. Get in touch and we’ll find the right solution for your client.

The over and above
underwriters

Coverage for the unexpected